DISABILITY & CRITICAL ILLNESS INSURANCE

Disability and critical illness insurance can help protect you and your family from the financial impact of an unexpected illness or disability. This coverage helps to ensure your lifestyle will not be compromised.

CUSTOMIZED DISABILITY INSURANCE PLANS

Disability Insurance (DI): As a healthcare professional, protecting your current and future income is of utmost importance. Disability Insurance provides you with financial security by replacing your income, typically on a monthly basis, in the event of an accident or sickness.
Various programs have been created for students, residents, practicing physicians, dentists and other healthcare professionals. Some of the advantages include:

  • Discounts available up to 30%

  • Possible waived premiums for up to 12 months

  • Plans with limited or no medical exams

  • Special pre-approved limits up to $25,000 per month of Benefit

  • Pre-approval for Critical Illness and Life Insurance without medicals exams

CRITICAL ILLNESS INSURANCE

Critical Illness Insurance (CI) pays a lump sum benefit, should you be diagnosed with a covered condition. CI coverage is an essential component of your overall financial portfolio. Other features of a CI policy could include:

  • Coverage for up to 27 major illnesses

  • Flexible return of premium options

  • Second event coverage

  • Conversion to long-term care insurance