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Investments &
Wealth Management

At Oberoi Financial, we help clients build, protect, and grow their wealth through personalized investment strategies and expert guidance. Our comprehensive approach ensures your financial goals are met with tailored solutions that evolve as your needs change. Based in Montreal, we’re dedicated to helping you achieve lasting financial success.

A Complete Offer

  • ETFs
  • Mutual Funds
  • Segregated Funds
  • Annuities (Prescribed & Non-Prescribed)
  • Corporate Investments
  • IPP / CPP
  • LIRA / LRSP
  • GICs
  • High-Interest Savings Account (HISA)
  • TFSA
  • RRSP
  • RESP
  • LIF
  • RRIF
  • RDSP
  • FHSA
  • Non-Registered Account

Investments Vehicles

At Oberoi Financial, we offer a range of investment vehicles designed to help you build, preserve, and grow your wealth. Whether you’re seeking flexibility, diversification, or guaranteed income, our tailored strategies ensure your portfolio aligns with your goals and comfort level. From ETFs and mutual funds to annuities, we provide expert guidance and personalized solutions to keep your financial future on track.

ETF's

Exchange-Traded Funds (ETFs) offer a flexible and cost-effective way to diversify your portfolio. At Oberoi Financial, we help you select ETFs that align with your goals, risk tolerance, and market outlook. Our advisors leverage a mix of active insight and strategic allocation to maximize growth potential while managing risk. With ETFs, you can invest efficiently and stay positioned for long-term success.

Mutual Funds

Mutual funds are a simple and effective way to grow your wealth through diversified, professionally managed investments. They provide access to a wide range of markets while helping reduce risk and deliver steady, long-term growth. At Oberoi Financial, we make mutual fund investing easy, transparent, and aligned with your goals.

At Oberoi Financial, we tailor mutual fund strategies to your objectives, risk profile, and timeline. Our team monitors performance and market trends to keep your portfolio balanced and optimized. With access to top fund managers and ongoing guidance, we help your investments grow confidently over time.

Segragated Funds

Segregated funds combine the growth potential of market-based investments with the added security of insurance protection. Similar to mutual funds in how they invest, segregated funds offer unique guarantees that help protect your capital and provide peace of mind—especially during market volatility or long-term planning.

At Oberoi Financial, we use segregated funds to help safeguard your wealth while supporting your financial goals. These solutions can include maturity and death benefit guarantees, potential creditor protection, and estate planning advantages. We carefully select and manage segregated fund strategies that align with your risk tolerance, time horizon, and legacy objectives, ensuring your investments grow with confidence and added protection.

Annuities (Prescribed & Non-Prescribed)

Annuities provide reliable, tax-efficient income designed to support your long-term financial security. At Oberoi Financial, we offer both prescribed and non-prescribed annuities tailored to your retirement and income goals. Our advisors help you choose the right option to ensure steady returns, peace of mind, and a confident future.

HISA/GIC

A well-balanced portfolio often benefits from stable, accessible investments alongside growth-focused strategies. Options like Guaranteed Investment Certificates (GICs) provide secure, predictable returns, while High Interest Savings Accounts offer liquidity and competitive interest. By combining these solutions thoughtfully, you can preserve capital, maintain flexibility, and ensure your funds are working efficiently toward your financial goals.

High Interest Savings Account (HISA)

A High Interest Savings Account (HISA) offers flexible access to your money while earning competitive returns on your savings. At Oberoi Financial, we help you incorporate HISAs into your overall strategy to enhance liquidity and short-term growth. It’s an effective way to keep your funds secure, accessible, and continuously working for you.

GIC

Guaranteed Investment Certificates (GICs) provide a secure and reliable way to earn fixed returns while preserving your capital. At Oberoi Financial, we help you select GIC terms and rates that fit your financial goals and timeline. This low-risk option is ideal for maintaining stability and predictability within your investment portfolio.

Investment Accounts

Registered accounts play a key role in building and protecting your long-term wealth. Each plan,whether focused on retirement, education, homeownership, or financial security, offers unique tax advantages and growth opportunities. From TFSAs and RRSPs to RESPs, FHSAs, and specialized income funds, these accounts are designed to help you save strategically and achieve specific milestones with confidence. By integrating the right mix of registered and non-registered options, you can create a well-structured, tax-efficient foundation for every stage of life.

RRIF

A Registered Retirement Income Fund (RRIF) allows you to convert your RRSP savings into a reliable source of income during retirement. Your investments continue to grow tax-deferred, while giving you flexibility in how you withdraw funds each year.

TFSA

A Tax-Free Savings Account (TFSA) allows you to grow your investments without paying tax on the income or gains earned. Whether you’re saving for short-term goals or building long-term wealth, a TFSA offers flexibility and accessibility while maximizing your after-tax returns.

RESP

A Registered Education Savings Plan (RESP) is a smart way to invest in your child’s future education. Your savings grow tax-deferred, and government grants can significantly enhance your contributions.

FHSA

A First Home Savings Account (FHSA) combines the benefits of a TFSA and an RRSP to help you save for your first home more efficiently. Contributions are tax-deductible, and withdrawals for a qualifying home purchase are completely tax-free.

RRSP

A Registered Retirement Savings Plan (RRSP) is a powerful tool to help you save for retirement while reducing your taxable income. Contributions grow tax-deferred, allowing your investments to compound more efficiently over time.

RDSP

A Registered Retirement Income Fund (RRIF) allows you to convert your RRSP savings into a reliable source of income during retirement. Your investments continue to grow tax-deferred, while giving you flexibility in how you withdraw funds each year.

LIF

A Life Income Fund (LIF) is designed to provide a steady stream of retirement income from your locked-in pension savings. It offers flexibility in how and when you withdraw funds, while ensuring compliance with government limits.

Non-Registered Account

Non-Registered Accounts offer flexible investment options without the contribution limits or withdrawal restrictions of registered plans. While investment income is taxable, these accounts provide greater accessibility and diversification opportunities.

Corporate Investments

Corporate investments are a strategic way to grow your company’s assets and strengthen financial stability. At Oberoi Financial, we create customized investment solutions that optimize cash flow, manage surplus capital, and support long-term business goals. Our expert guidance helps your organization achieve steady growth and maximize returns with confidence.

LIRA/LRSP

A Locked-In Retirement Account (LIRA) or Locked-In Retirement Savings Plan (LRSP) helps you preserve and grow your pension savings until retirement. At Oberoi Financial, we guide you in managing these funds strategically to support your long-term income goals. Our experts ensure your investments remain flexible, compliant, and aligned with your overall retirement strategy.

Frequently Asked Questions

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How does Oberoi Financial determine the right investment strategy for me?

Our advisors take the time to understand your objectives, risk tolerance, and time horizon before building a personalized investment plan designed for long-term success.

What types of investment services does Oberoi Financial offer?

We provide a full range of investment solutions, including mutual funds, registered accounts, and corporate investment strategies tailored to your financial goals.

Can Oberoi Financial help with both personal and corporate investments?

Yes. We offer customized financial guidance for individuals, families, and businesses to ensure all aspects of your wealth are managed strategically and effectively.

You Dream.
We Plan.

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